Terms & Conditions

Terms & Conditions

Welcome to Concentrated Wisdom. By accessing or using our website (www.concentratedwisdom.com) and purchasing our digital products, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully, as they outline your rights and obligations while using our services.

1. Acceptance of Terms

By using our website, services, and digital products, you agree to these Terms and Conditions and our Privacy Policy. If you do not agree with these terms, please refrain from using the website and its services.

2. Digital Product License

When purchasing digital products from Concentrated Wisdom, including but not limited to eBooks, guides, templates, or habit trackers, the following license terms apply:

  • Personal Use Only: All digital products are licensed for personal, non-commercial use only. You are not authorized to sell, share, redistribute, modify, or exploit the products for any commercial purposes.
  • No Copying or Distribution: You may not copy, reproduce, or distribute our digital products or website content on any platform (including social media, blogs, or other websites) without prior written permission from Concentrated Wisdom.
  • Single License: Each purchase grants a single user license. Sharing login details or purchased materials with others without proper authorization is strictly prohibited.

3. Intellectual Property Rights

All content on Concentrated Wisdom, including but not limited to text, graphics, logos, images, digital products, and site design, is the exclusive property of Concentrated Wisdom and is protected by copyright and intellectual property laws.

  • Usage Restrictions: You may not copy, replicate, or distribute any material from the site or products without prior written consent. Unauthorized use of our intellectual property may lead to legal action.
  • User Contributions: If you submit any ideas, suggestions, or other materials to us (e.g., via comments or emails), you grant us a non-exclusive, royalty-free, perpetual license to use, modify, and publish these materials without further compensation or acknowledgment.

4. Website Usage

Your use of our website is subject to the following terms:

  • Lawful Use: You agree to use the website only for lawful purposes. You are prohibited from violating or attempting to violate the security of the site, including (but not limited to) attempting to access unauthorized data or interfere with the functionality of the site.
  • Account Creation: When creating an account on our site, you agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.
  • Termination: We reserve the right to terminate or suspend your account at any time without notice if we determine that you have violated these terms.

5. Payments and Refunds

  • Payments: All payments for digital products must be made through the payment gateways provided on our site. By making a purchase, you agree to provide valid payment information and authorize us to charge your account for the total amount.
  • Refunds: Due to the nature of digital products, all sales are final. We do not offer refunds once the product has been accessed or downloaded unless there is a technical issue on our end that prevents product delivery.
  • Discounts and Offers: Any promotional offers or discounts are subject to the terms specified at the time of the offer and may be discontinued without notice.

6. Disclaimer and Limitation of Liability

  • No Guarantees: While we strive to provide high-quality content, we make no guarantees regarding the accuracy, reliability, or effectiveness of the information or digital products provided on Concentrated Wisdom.
  • Limitation of Liability: To the fullest extent permitted by law, Concentrated Wisdom shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or digital products.

7. Privacy Policy

Your privacy is important to us. By using our site, you consent to the collection and use of your information as outlined in our Privacy Policy. We encourage you to review our Privacy Policy regularly to stay informed of updates.

8. Changes to the Terms and Conditions

We may revise these Terms and Conditions at any time without prior notice. By continuing to use the website after changes are posted, you agree to accept the modified terms. It is your responsibility to check this page periodically for updates.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Karnataka, India. Any legal action or proceeding related to these terms shall be brought exclusively in a court of competent jurisdiction located in Karnataka, India.

10. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us:

Email: learn@concentratedwisdom.com

11. Prohibited Uses

You agree not to use our website or products for any unlawful purposes or in violation of these Terms, including but not limited to:

  • Engaging in any activity that violates local, state, national, or international law.
  • Transmitting any malicious software, viruses, or harmful code.
  • Attempting to gain unauthorized access to any portion of the website or services.

12. Third-Party Links

Our website may include links to third-party websites. We are not responsible for the content or privacy practices of these sites. We encourage you to review the Terms and Privacy Policies of any third-party sites you visit.

Conclusion

By using Concentrated Wisdom, you agree to these Terms and Conditions. We strive to provide valuable resources to support your personal growth journey and appreciate your adherence to these guidelines.